Erin Cranfield

Mortgage Broker Hamilton, Raglan, Te Awamutu, Cambridge

"Imagine being able to buy that house you really want...
Imagine being able to pay off your mortgage and retire without debt...
I can help you achieve this"

With my experience of many loan requirements, I will explain the process of arranging home loan finance to you in simple language and make your house purchase a hassle-free financial experience. I will look after your finance application as if it were my own, keeping you well informed throughout the process. I am your knowledge bank, just ask and I will be able to assist.

Engaging me as your mortgage broker is not just about getting a home loan. It's also about repaying your home loan. I will keep in regular contact with you, inform you of changes in the mortgage market and ensure your mortgage is always structured for your personal situation. Having me on your side to help structure your loan so you can repay it faster will save you thousands of dollars.

Why use a Mortgage Adviser?

Mortgage Advisers are experienced professionals who deal with a wide variety of clients, banks and non-bank lenders, and other professionals such as lawyers, accountants and real estate agents.

We give you expert advice on what home finance is available in the market and help you choose the right home loan for your circumstances.

We do the groundwork to get your home loan approved and settled, saving you time and reducing stress. We keep you informed throughout the process so you know where you stand.

We don’t say goodbye once your loan has settled – we stay in touch to monitor your changing circumstances along with interest rates and economic influences. We continue to help you along your path to repaying your loan and becoming mortgage free.

All this at no cost to you.

First Home Buyers

Sharing the joy of first home buyers becoming home-owners is one of the most rewarding parts of my job. Buying your first home is an exciting experience, but can be stressful and confusing on your own, so I will guide you through each step to understand the process and ensure your home loan is suited for your personal situation.


Refinancing your current home loan can be beneficial in helping you save money if used in the right circumstances. It can also be used to access existing equity in your home to fund renovations and investments or to consolidate debt. However refinancing can incur costs. I can go through the sums with you to determine the long term benefits against the actual costs of refinancing. We may decide restructuring your existing loan will suit you better.


Building wealth through property investment can pave the way to financial freedom, if you get it right. Your investment loan should be tailored to your overall investment goals. Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I will work with your accountant or financial planner to get the right investment loan for your circumstances.

Erin helped us refinance our loan and made it a straight forward and stress free experience. She kept us updated of fixed rates, renegotiated rates and ensured our loan was structured in the best way possible for our current situation.

Jen Frazerhurst

We just wanted to say a big thank you for the fantastic break even analysis you did for us with regard to our mortgage. With the impending rates hike and the cost of living today it is great to have such a comprehensive comparison so that we can make the right decision. And to have it so promptly was amazing too. Definitely answered all of our questions, plus some that we hadn't even thought of.
Once again, many thanks for the awesome service
Adam and Kim Black

Hey Erin

Just thought I’d send a thank you email, I realise that this must have been a pretty full on account for you - as both properties I tried buying had their own unique issues which meant there was a lot of back and forth emailing and phone calls!

I was particularly impressed with the fact that you were willing to answer my many questions often outside of business hours and also over the holiday period, it’s something both Amber and I are very grateful for!

You treated my sometimes naive questions with respect and patience, and also tried many of my unconventional suggestions to try and get a mortgage that was perfect for us in our current situation, which you succeeded with.

Thanks again!

Tim Elkington


Erin has helped us enormously over the last few months to re-finance through really trying times with the loss of my dad. Erin has made sure that all the decisions that we made between us were with our best interest at heart. Erin listened to our needs and sought the best options available to us. Thank you.


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  • Broker region: Waikato
  • Suburbs: Hamilton, Raglan, Te Awamutu, Cambridge
  • Erin Cranfield provides mortgage broking services in suburbs including but not limited to: Hamilton, Raglan, Te Awamutu, Cambridge and Auckland