Choosing a Home Loan

Choosing a home loan from the hundreds available on the market is the first and most important step in the home loan application process. Your Loan Market mortgage broker will help you gain a good understanding of the types of loans available, as well as the rest of the home loan process, what the banks require you to provide in order to approve your loan and how to secure a good home loan deal.

The home loan application process

Learn about each step you will go through and understand the time frames involved. Most home loan applications follow the same process from initial interview to full approval and settlement. Depending on the complexity of your situation, this process may take anything from a few days to a couple of weeks. As a guide, you should allow around 14 days for full approval and a further 2-3 weeks for settlement.

Wanting to take the next step?

Take the next step towards home ownership and find the home loan that is in your best interest. Simply fill in the form below OR call us any time on 0508 722 205 (+64 9 526 0122).

Find Out About Your Home Loan Options

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Know how much you can borrow

Knowing how much you can borrow will have an effect on which lender and home loan you choose. Find our your maximum borrowing capacity by talking to your local Loan Market mortgage broker.

Organise a home loan pre-approval

Organise a pre-approval with your Loan Market mortgage broker once you begin to think about buying a property. Your pre-approval gives you clear guidelines on how much money you have to work with. Some conditions usually need to be met before full finance approval will be granted.

Loan Market Expertise with choosing your home loan

For assistance with your home finance or to find the home loan that is in your best interest, talk to your local Loan Market mortgage broker by calling us at any time on 0508 722 205 (+64 9 526 0122).