Jerome De Silva
Mortgage Broker Mt Wellington, Takapuna, Auckland
I have over 23 years financial experience across three different sectors of the industry; mainstream banking, vehicle finance and commercial building finance with a non-conforming bank.
These three different sectors of the finance industry have exposed me to a wide range of financial situations and solutions and allows me to assist first home buyers, clients refinancing to upgrade or renovate, clients investing in a rental property and people with different or challenging loan requirements.
Overall, you’d be hard pressed to find another mortgage broker with my wide variety of lending experience; this means I can look at your situation quite differently and will easily grasp alternative solutions for you that others may not see or know how to make work for you.
Loan solutions for every customer
After nearly 2 decades in the finance industry, I have developed a network of contacts within various lender organisations. This, coupled with my high level of integrity, offers my clients and business partners access to a wide range of lending professionals. I offer not only my experience but my network of likeminded and experienced professionals committed to assisting clients to increase wealth via sound professional advice.
I have worked with a wide range of borrowers from first home buyers to the self employed requiring low documentation loans, and also with commercial property investors and vehicle finance customers. I have dealt with many different borrower situations to date but I also remember that each person’s situation is unique; every day I am faced with a new scenario and roughly 40% of them are not a straight forward home loan with 20% deposit and sufficient earnings to make it affordable. This is where my expertise comes in.
Whether you require a home loan, an investment loan or a commercial loan, I am able to help. I will look at any lending request and I can put my expertise and networks of contacts into action; this is where the value is for you!
First home buyers
I have extensive experience working with first home buyers and more recently, working with first home buyers who may not necessarily have a 20% deposit. Due to my knowledge of the finance industry I am able to assist clients to work around this issue, particularly by arranging a second mortgage or working with guarantors to secure the funds to get them started. I have been able to secure home loans for a number of clients via these alternative options, where they might otherwise have been declined by banks or brokers.
Second tier lenders
Working for a non-conforming lender has given me a solid base at assessing the needs of clients with requirements outside of ‘standard’ borrowing terms. This means I have the knowledge and experience to assist good people with bad credit or good business people with limited proof of earnings requiring additional funds for either their business or home.
This can enable you to purchase now while your circumstances may be temporary i.e. no job but a great cash deposit.
We would like to express our sincere thanks to you, to your service and your expertise shown, when you were handling our home loan with the bank.
Everything became a way better and a lot more easier since you have taken over!
We were thrilled about the final outcome as a whole package and all the negotiations you have done on our behalf to change things for the better, in such a short period of time.
We also felt very comfortable discussing all our doubts and concerns related to the Mortgages / Finance with you and found you as an approachable person with a sound knowledge.
We are so relieved that we met you and decided to leave the matter with you Jerome.
We wish you all the very best in your life as well as in your career.
Subashini and Kithsiri
Make your house purchase an enjoyable one, you are unique and deserve to be treated like so, and with my excellent communication, knowledge and customer service it won’t be as scary as you think.
Get in touch by phone or email and I can come to you!
- Broker region: Central Auckland
- Suburbs: Mt Wellington, Takapuna, Auckland
- Jerome De Silva provides mortgage broking services in suburbs including but not limited to: Manukau, Auckland, Howick, Pakuranga, Takapuna, Mt Albert, Onehunga, Meadowbank