John Schumacher home finance broker

John Schumacher

  • Mobile: cell 021 632 997
  • Phone: work 09 815 4198
  • Business Name: AIO CA Ltd

John Schumacher

Mortgage Broker Kingsland, Western Springs, Mt Albert

Do you want to take the stress out of arranging home finance? Then you've come to the right place.

With well over 30 years in the banking and finance sector, you can be confident that I can provide you with the right advice and service for your home loan. Most clients I meet really want to feel secure, protected and looked after with their finances. They want to know what the pitfalls are with negotiating on a property or attending an auction. They want to be advised on how to structure their loans to suit their unique situation and obtain a competitive package from a lender who appreciates their business. Once they are on the ladder they want help to pay off their loans faster and also ongoing service to address their changing needs. 

I really appreciated your service in arranging the home finance - it was the first time I've used a broker and you made the experience a lot easier and hassle free than it may otherwise have been. I will definitely recommend your services to friends.

Patrick Collins - North Shore

My top finance tips

Don’t over commit. House ownership is supposed to be enjoyable, so even if a bank will lend you a lot of money make sure it remains firmly within your budget. That’s the other tip; work on a budget, simplify your banking and automate everything possible.

Community involvement

I love helping out in our community. I have been a NZ Red Cross Meals On Wheels driver for over 13 years.

Customers and loans

The majority of my clients are seeking mainstream mortgages but I also have a thorough knowledge surrounding personal loans, second mortgages and construction loans. Everyone's needs change as they go through the different stages of life and your home loan needs are no different. As clients start to see retirement coming they need help to get rid of debt. Once people are debt free they want to think about investment properties. Maybe they are upsizing, downsizing, moving to the country.

Thank you so much for making this process simple and stress-free. Your calm professional manner and ease to talk to, means I’m very keen to recommend you to anyone else who talks about their mortgage finances or insurance needs. 

I felt comfortable talking to you about all my finance issues and it was much better than going to a branch and talking to a person I’ve never met before and telling them things that I find very personal. You make it stressless and I trust your knowledge and advice.

And the best possible situation for me, is that your wonderful service is totally free to me.  How often do we get such amazing advice and service at no cost?  In fact, due to your contacts with the banks, you have saved me money – not only in fees for sorting my finances out, but in lowering my interest costs which means I can hit away at the debt more quickly. 

Great work John.  More people need to know what a wonderful service you offer.

Douglas - Mt Eden

First home buyers are always a favourite client type for me as they soak up information and really need guidance and safety when negotiating on properties. The lending environment has changed in recent months making it much harder for first home buyers without a 20% deposit but we still have options for them and I will do my best to find a solution for them.

Families are also close to my heart. With two teenagers, I understand the stresses and lack of time that having family responsibilities can sometimes bring! I work flexible hours so can visit clients at a time which suits them, and take on the legwork involved in having the home loan processed.

Single young professionals put their trust in me. Many don’t have parents or trusted advisors who live nearby, and I am happy to share my expertise. With busy lives and burgeoning careers, they’re often time-poor and don’t have a great deal of time to research nor fill in all the paperwork that goes with taking out a mortgage. Securing home finance can be a daunting experience so I will ensure the process goes smoothly.

Life Insurances

Clients tend to focus most of their attention on the type of house they can afford, suburbs, schools, interest rates and repayments. Unfortunately they forget to even think about financial risk should something go wrong with their health. As a one stop shop I encourage clients to understand that risk protection is an essential element of a home purchase and to set up Life insurances to protect their debt, income and health.

I can't recommend John enough. He's looked after three house purchases for me over the years, as well as insurance needs. Without him I wouldn't even have got my first mortgage! John is fantastic to deal with and I really trust that he has my best interests at heart.

Juliet Peterson


Over $100,000,000 in new mortgage lending settled.

Business networks

I work closely with real estate agents, accountants, lenders and conveyancers to ensure your property purchase is as smooth and financially beneficial as possible. I have good relationships with professionals in all these areas and because of this my clients receive outstanding service in all aspects of the property purchasing process.

Accountant: John Norton is a professional accountant whom I have referred many happy clients to. He is very down to earth and proactive. His fee structure is very reasonable and is always just a phone call away on 09-3090381 or 0275 769660.

Auckland Customers

Auckland’s central city ring is the geographic area where I visit most of my clients. This includes the city centre, Herne Bay, Westmere, Point Chevalier, Mt Albert, Mt Eden, Ellerslie, Morningside, Western Springs, Kingsland, Avondale, Waterview, New Lynn and Te Atatu.


My husband and I have known John for eight months, now he’s part of the family.  John was our mortgage broker, is our financial adviser, by default legal adviser, and through his commitment to us as first home buyer’s ‘guidance councillor’ and friend.  John supported our goals from start to successful finish; he maintained constant open communication, provided important links to services and always a listening ear.  This was service beyond the normal call of duty; today our new family home is evidence of this well developed relationship.
C & R Brown

We thoroughly recommend John. Our situation was actually more complex compared to most yet John's experience and knowledge helped guide us through the process. We were grateful for his sound advice and we were impressed by his friendly & professional service.
Sean & Diana

I have recently purchased my first home. I knew nothing about finance or buying a house for that matter and John came to the rescue. He not only arranged my finance but guided me on the process and legalities of purchasing. He was professional, knowledgeable and available. I feel he went way beyond his call of duty and put up with numerous phone calls from me asking inane questions. I would have no hesitation in recommending his outstanding service to anyone considering financial guidance.
E Richards

What has set John apart for me is that I have been able to achieve a dream I thought impossible. After a major change in circumstances I have been able to build a future here. I am very grateful to him and his financial wisdom.
Rosalind Wilson 

We have been impressed with John's personal commitment in finding finance options and insurance that suited us. He has been genuine and honest at all times and provided helpful advice in areas we were unfamiliar with. We would be happy to recommend John to our family and friends.
James and Kristina Taylor

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  • Broker region: Central Auckland
  • Suburbs: Kingsland, Western Springs, Mt Albert
  • John Schumacher provides mortgage broking services in suburbs including but not limited to: Kingsland, Western Springs, Mt Albert, Point Chevalier, Westmere, Waterview, Avondale, New Lynn, Mt Eden, Three Kings