New Year Resolution Buy Your Dream Property

Rising interest rates and high property prices are making it even harder to get a foot in the property market. The key to success is discipline – having a plan and sticking to it.

How much can I borrow?

A good starting point, the borrowing power calculator will help you determine your borrowing capacity based on your current income and expenses. The way your expenses are calculated will depend on whether it is a single or joint application, and how many dependants you have.

How much do I need for a deposit?

Saving for a deposit to buy your first home can be overwhelming and frustrating when you are renting – but it doesn’t have to be.

What other costs am I up for?

Speaking to an expert mortgage broker will help you budget for government and other costs, such as stamp duty (if applicable), moving costs, strata costs, as well as building and pest inspections.

Which home loan is suitable for me?

Contact one of our home loan experts to discuss which loan suits your finance needs. A Loan Market expert will discuss with you what home finance products are available, helping you choose the right home loan, getting it approved, settled and staying in touch afterwards.

A Loan Market broker will also monitor both your changing circumstances along with interest rates and economic influences. And any time you need it, a Loan Market broker can also organise your personal loans, car loans or business loans and leasing. If you are approved for a home loan and you are eligible for the First Home Deposit Subsidy we’ll even help you with the paperwork.

You may be able to borrow sooner

You will get your own dedicated home loan expert from application to settlement. There are plenty of great home loan products around if you know where to look and who to ask. Every day, Loan Market mortgage brokers link home owners, investors and business people with the best finance products available from their wide panel of major banks and lenders.

Nearly half of New Zealand home buyers now use a mortgage broker to find them the home loan that is in their best interest. Every day, good mortgage brokers link home owners, investors and business people with the best finance products available from their panel of major banks and lenders.


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