Articles Tagged ‘debt consolidation’

What you need to know about debt consolidation

When you have multiple debts, it’s not only a challenging task to keep them under control, it can become a big stress on you and your family. Managing different interest rates, as well as varying minimum repayment amounts and repayment due dates, can be overwhelming and most of all, expensive.

Can you afford to retire?

Retirement is a life-changing event. Your priorities will change from building your savings to carefully spending your hard-earned dollars. Finding a way to replace your salary with cash from other sources will be your biggest focus.

Get the insider’s edge with these loan facts

When people mention the financial stress of upcoming holidays, starting a family or credit card debts, they’re often surprised when I tell them I can help. But as a mortgage adviser I can do more than get you a great home loan. Here are some less obvious ways I might be able to support you in achieving your financial goals.

Real life refinancing

Reviewing your home loan options when you already have a mortgage is easy to pop into the too hard basket. But it could save you a lot of money and I can do most of the legwork for you.

Debt the Halls

Christmas is a time when spending is on everyone’s mind and saving is far from it. Saving your pennies throughout the year is the ideal way to have extra cash by Christmas, but for the less organised, there are other ways to find extra money if you’ve left your run too late.

Consolidating your debt into your home loan

Dealing with debt can be stressful. You might be managing multiple payments to different lenders or paying various interest rates across accounts. You may just have an outstanding credit card debt hanging over your head. Many people choose to consolidate their debt into their home loan to simplify the process by making one regular payment […]

Finance New Year Resolutions

With the holidays winding down for another year it is time to start putting those New Year resolutions into action! If your biggest goal over the next twelve months is to buy a property, save for a holiday or to generally improve your financial position there is no time like the present to get started. […]

Christmas, Credit Cards and Consolidation

In the post-Christmas period, some of us may be feeling the effects of overindulgence of one type or another. Hangovers come in many forms. While many among us may have indulged in too much Christmas cake or a few too many celebratory drinks, others may be feeling a different sort of hardship – the debt […]

Be Prepared When Budgeting for a New Home

Thinking of buying a home? There are a number of extra costs you may not have budgeted for. A good budget is an essential component of financial freedom and can be the key to finally realising the purchase of your first home. Find out what is in a good budget and get assistance with planning […]

Get out of debt fast

Extravagance over the holidays often leads to promises of spending less, saving more and getting out of debt. Nila Sweeney, editor of Your Mortgage reveals a handful of tried and tested strategies to help you whip your finances back in shape. The first few months of the year are always a good time to re-examine […]