Articles Tagged ‘Mortgage broker’

Are you ready for refinancing?

There are lots of reasons to refinance your home loan. Part of making sure it’s a good time to refinance is determining that you’re ready to do it. As home loans are a significant financial commitment, you’ll need to be sure you can cope with the changes.

Make Your Mortgage Disappear Faster

When the reality of having a mortgage hits, don’t panic, there are plenty of ways to reduce it quickly. Your home loan doesn’t have to feel like a weight hanging over your head for the next thirty years – here are some tips.

Debt the Halls

Christmas is a time when spending is on everyone’s mind and saving is far from it. Saving your pennies throughout the year is the ideal way to have extra cash by Christmas, but for the less organised, there are other ways to find extra money if you’ve left your run too late.

Make the most of current interest rates

It’s easy to become comfortable with your home loan over a long period of time. While this can be a good sign to show that you’re happy with the loan you have, it can also lead you to miss out on other things. For instance, you might become a little lazy when it comes to […]

Consolidating your debt into your home loan

Dealing with debt can be stressful. You might be managing multiple payments to different lenders or paying various interest rates across accounts. You may just have an outstanding credit card debt hanging over your head. Many people choose to consolidate their debt into their home loan to simplify the process by making one regular payment […]

Getting Home Loan Approval

There are many ways to put yourself in a better position to get the right home loan for your needs. With the Reserve Bank looking at introducing loan-to-value (LVR) restrictions it’s never been more important to put your best foot forward when applying for a home loan. The Reserve Bank see these restrictions as a […]

Weighing Up Positive and Negative Gearing

There are positives and negatives to everything, including property investment strategies. If you are considering investing in property for the first time you probably have some questions around using a positive or negative gearing strategy. Like with all financial decisions, the best option is always dependant on your unique circumstances. When it comes to positive […]

Property and tax 101

Can you believe we are already mid way through 2013! Not only did this last six months seem to fly by it means it’s tax time again. If you own an investment property it’s time to start pulling out those receipts. Here are the basics on owning and investment property and tax time. When you […]

How to calculate rental yield

If you are considering investing in property, “rental yield” is a term you have probably begun to notice popping up into conversations and readings around assessing a property’s investment potential. Here are some basics to help you understand what rental yield means and how to calculate it. The property investment dream is to secure a […]

Home equity loan basics

When buying real estate, you’ll be taking on one of the biggest investments of your life. But your property is likely to also be your biggest asset. While the brunt of these purchases are usually felt through repayment of home loans and mortgages being paid back across several years, a house is also an investment […]